Bitpanda offers a fractional‑share investing product: you can invest from as little as €1 in stocks or ETFs via derivative contracts, rather than owning full shares directly.
The underlying assets (stocks/ETFs) are held in custody by a partner bank; Bitpanda issues a derivative contract that mirrors the underlying asset 1:1.
Bitpanda Stocks runs under EU regulation via its licensed arm — allowing investors across EU & EEA (with some country exceptions) to access the service.
Fractional‑share purchasing: invest small amounts (e.g. €1) instead of whole shares or ETFs.
Commission‑free trades (no brokerage fees); costs are embedded in tight bid‑ask spreads.
24/7 access — buy or sell even when traditional stock exchanges are closed.
Access to a wide range of global stocks and ETFs, depending on availability on the platform.
It means you can buy a fraction of a stock or ETF (e.g. part of a share), not a whole share. Bitpanda issues a derivative contract representing that fraction, while holding the real underlying securities in custody.
You can start from as little as €1 — fractional‑share purchases make low‑entry investing possible.
No — Bitpanda does not charge commissions, custody fees or account‑maintenance fees. The cost is embedded in a tight spread between buy (ask) and sell (bid) prices.
Yes — Bitpanda Stocks allows buying or selling any time, even when traditional exchanges are closed.
No — you hold a derivative contract that tracks the value of the underlying share or ETF, which is held in custody by Bitpanda. You do not get direct shareholder rights (e.g. voting).
Investing via derivative contracts involves counterparty risk in addition to market risk. While the underlying assets are held in custody, you depend on the issuer’s (Bitpanda’s) operational and legal framework. Always consider your risk tolerance and verify the product’s legal documentation before investing. This content is for informational purposes only and does not constitute financial advice.
Based on public Trustpilot reviews Bitpanda
Mixed — strengths in ease of access and low entry cost • ≈ 14,000 Reviews
Bitpanda has a TrustScore around 4.0/5 based on public reviews. Many users like the low‑cost access to stocks/ETFs, fractional‑share convenience and simple interface. Criticisms mostly refer to withdrawn cash‑out issues, delays with verification or support, and concerns about fees/spread transparency. Overall, for small or casual investors, feedback tends to be relatively positive.
Love that I can start investing with just €5 — fractional shares make it very accessible even with a small budget.
Good experience overall — no commissions, and trading outside usual stock hours is a big plus. Wish spreads were more transparent.
Had some trouble with withdrawal delays and support was slow. Investment side is fine, but cash-out could be smoother.
Easy way to invest in fractional stocks/ETFs; ideal for testing a portfolio with small funds.
Not happy — spreads were larger than expected and when markets were volatile, buy‑sell price difference made a loss.