Capital.com Review (2026)

Commission-free (*other fees apply) CFD trading with smart tools and a beginner-friendly platform

33,082 Reviews
Visit Capital.com

60% of retail investors lose money trading spread bets and CFDs with this provider

Overview of Capital.com

Capital.com is a fast-growing CFD trading platform established in 2016 and trusted by millions of users worldwide. It is known for its zero-commission (*other fees apply) pricing model, advanced yet beginner-friendly apps, and smart AI-driven tools that help traders make more informed decisions.

Capital.com is regulated in multiple jurisdictions, including CySEC, FCA (UK), and ASIC (Australia), offering strong investor protections and secure client fund segregation.

What Does Capital.com Offer?

Capital.com provides CFDs across 5000+ global markets, including stocks, forex, indices, commodities, and ETFs. With no commission fees and a low minimum deposit, the platform is suitable for beginners and active traders seeking an accessible and intuitive environment.

The platform includes AI-powered insights, educational resources, real-time news, and a user-friendly interface that works seamlessly across web and mobile devices.

  • Zero-commission (*other fees apply) CFD trading on stocks, ETFs, forex, indices, and commodities
  • Low minimum deposit from around €20 using cards/e-wallets
  • Beginner-friendly design with advanced charting options
  • AI-driven insights, education hub, and in-platform learning tools
  • Fast account opening and verified regulation in multiple regions
  • 24/7 customer support with live chat and email assistance
  • Only CFD trading — no direct stock or ETF ownership
  • Overnight fees apply on leveraged CFD positions
  • Professional features may feel limited for experienced traders needing multi-platform depth

FAQs

Is Capital.com safe to use?

Capital.com is overseen by top-tier regulators including the FCA, CySEC, and ASIC. Client funds are kept in segregated accounts and the platform complies with strict financial standards.

Does Capital.com charge commission?

Capital.com charges zero commission (*other fees apply) on all trades. Costs come from variable spreads and overnight fees for positions held past market close.

What is the minimum deposit?

Minimum deposits typically start from €20 for credit/debit cards and e-wallets. Bank transfers may require a higher amount depending on region.

Can I trade real stocks on Capital.com?

Capital.com offers stock CFDs, not real shares. This allows traders to speculate on price movements but doesn’t include shareholder rights.

Does Capital.com offer a demo account?

Yes, Capital.com provides an unlimited free demo account so users can practice with virtual funds before trading with real money.

How does Capital.com generate revenue?

The platform earns revenue primarily from spreads, overnight financing fees for leveraged positions, and certain currency conversion charges.


Disclosure

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 60% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.

Visit Capital.com

What Users Say (Trustpilot)

Based on public Trustpilot reviews Capital

Mostly Positive • 8,000+ Reviews

  • 5-Star (Excellent)
    78%
  • 4-Star (Great)
    11%
  • 3-Star
    4%
  • 2-Star
    2%
  • 1-Star (Bad)
    5%

Capital.com maintains a Trustpilot score around 4.4/5 based on thousands of reviews. Users highlight the polished interface, smooth onboarding, and responsive support. Negative reviews typically mention platform limitations for advanced traders or fees on overnight positions. Overall, the sentiment is strongly positive.

avatar

Capital.com

Dec 2025

Lukas H.

Very smooth platform and the app is incredibly fast. Deposits and withdrawals were straightforward.

avatar

Capital.com

Nov 2025

Eva M.

Great for beginners. Love the tutorials and AI insights. Overnight fees can add up though.

avatar

Capital.com

Oct 2025

Jonathan P.

Excellent customer support and zero commissions (*other fees apply) make it easy to manage costs.

avatar

Capital.com

Sep 2025

Markus R.

Good platform but CFD-only wasn’t clear to me at first. I was looking for real share ownership.