Scalable Capital is a European online broker and investment platform that offers trading in stocks, ETFs, funds, derivatives and crypto‑ETPs under a flexible fee model and savings‑plan options from as little as €1.
Following its recent banking‑license acquisition, cash balances may earn interest, and the platform aims to offer integrated banking, custody and brokerage — simplifying investing and savings in one service.
Two main account plans: FREE (pay‑per‑trade) or PRIME+ (flat monthly fee) to suit different trading styles.
Savings plans on stocks, ETFs, funds and crypto‑ETPs — execution from €1, with zero order‑fees for plan‑based investments.
Wide market access: thousands of stocks, ETFs, funds and other instruments across European exchanges and supported venues.
Optional interest on uninvested cash balance (conditions apply under plan terms), offering a hybrid of brokerage + savings features.
Scalable offers a FREE plan (pay‑per‑trade) or a PRIME+ plan (flat fee per month) to suit different investor needs.
Yes — savings plans can be started from just €1, making it accessible even for small or incremental investing.
No — Scalable charges no custody, maintenance or inactivity fees. Fees apply only when you place trades or subscribe to PRIME+.
Yes — you can set up savings plans on ETFs, funds and other supported instruments, with execution starting from €1 and no order fees on plan‑based buys.
Under certain conditions (depending on plan and cash balance), uninvested cash balances may earn variable interest — combining savings and brokerage features.
Yes — as of 2025 Scalable Capital has been granted a banking license, allowing it to handle custody, deposits, and banking functions alongside brokerage.
Investing carries risks and returns are not guaranteed. Savings plans and brokerage are subject to market fluctuations, exchange‑specific fees, and terms of service. Always assess your risk tolerance and check the terms before investing. This content is for informational purposes and does not constitute financial advice.
Aggregated user feedback (fictionalized for illustrative purposes) Scalable Capital
Generally Positive — good for long‑term & regular investors • ≈ 12,000 Reviews
Scalable Capital receives frequent praise from users for its low entry threshold, savings‑plan flexibility and transparent fee model. Many appreciate being able to invest small amounts regularly. Critical feedback tends to focus on per‑trade fees when trading in small amounts and occasional delay or spread when using less‑liquid exchanges.
I love the savings‑plan feature — investing from as little as €10 monthly is perfect for building a portfolio slowly but steadily.
Transparent fees and no custody charges. Good if you buy ETFs occasionally. Just be careful with small‑order fees.
App is intuitive, process was quick. Savings plan set‑up took me under 5 minutes.
I traded small amounts and fees ate a chunk of gains. Better for medium‑term holdings.
Overall ok, but cash-interest benefit seems modest; wish returns on idle cash were more stable.