Trade Republic is a German-based online broker and investment platform that lets users buy stocks, ETFs, bonds, and more — with a banking license and deposit protection under German regulation.
The platform emphasizes simplicity and affordability, offering a flat-fee trading model, free savings plans and a clean mobile/web interface designed for long-term investing and regular contributions.
Access to thousands of global stocks and ETFs — including major European and U.S. markets, plus a broad selection of funds and bonds.
Savings plans (auto-invest) that let users regularly invest small amounts (e.g. monthly), often commission-free when using savings-plan mode.
Flexible trading: one-time trades with a fixed settlement fee or recurring automated investing via savings plans.
Integrated banking features in some regions — idle cash may earn interest, and the broker offers a debit card + optional “save-back” rewards on card spending tied to investments.
For a regular stock or ETF purchase, Trade Republic charges a flat €1 external settlement fee per order — regardless of how many shares you buy or the trade size.
Yes — savings–plan orders for eligible stocks, ETFs or bonds carry no extra fee aside from your investment amount. This makes recurring investments cost-effective.
No fixed minimum deposit is required; you can start investing with small amounts depending on plan settings or trade size.
You have access to a broad range — European and U.S. stocks, ETFs, bonds, and many global funds. Some instruments may vary by country.
Trade Republic holds a German banking license and deposits are covered under the German Deposit Guarantee Scheme (up to €100,000), offering deposit protection.
No — Trade Republic does not charge account maintenance, custody or inactivity fees.
Investing involves risk, including possible loss of capital. Make sure you understand fees, tax implications, and investment horizon before investing. This content is for educational purposes and not financial advice.
Based on public Trustpilot reviews Trade Republic
Mixed – many satisfied, some complaints • ≈ 32,700 Reviews
Trade Republic shows a TrustScore of ~3.6/5 from 30k+ reviews on Trustpilot. Users often praise the low fees, simple app, and easy access to global stocks & ETFs. Common complaints center around slow customer support, occasional technical or verification issues, and limited advanced trading features. Overall, many are happy — but the platform may frustrate users needing premium support or advanced tools.
App is very intuitive, fees are low, and investing in ETFs is easy even for small amounts. Good for long‑term investors.
I like the simplicity and fast account setup. Sometimes the interface feels too basic and I miss advanced tools, but overall it's solid for a casual investor.
Had trouble getting verification sorted — customer support was slow and didn't really solve my issue. Quite frustrating.
Great for regular investing and savings plans. The costs are transparent and I appreciate the banking license safety.
Support never replied after I reported a problem with dividend payout. For me, this makes the whole service unreliable.