XTB is a global broker offering real stocks, ETFs, and CFDs, combining low-cost investing with access to a broad range of markets.
Commission-free stock and ETF trading is available up to a monthly turnover cap, with account opening and maintenance free for basic access.
The platform provides web, desktop, and mobile access with advanced charting and tools for both investors and traders.
Access to thousands of stocks and ETFs, with commission-free trades up to a monthly volume threshold.
Fractional-share investing allows diversification with small capital amounts.
CFD trading is available across multiple instruments including stocks, ETFs, forex, indices, and commodities.
User-friendly platform with real-time data, analytics, and multi-device access.
Transparent cost structure with no custody or maintenance fees for standard users.
Interest on uninvested cash balances may be available under certain conditions.
Commission-free up to the monthly cap; fees apply above that, along with possible currency conversion costs.
Positions can be opened from around €10/£10, making it accessible for small investors.
No — standard accounts are free, with fees applying only under specific conditions.
Yes — CFDs are available across stocks, ETFs, forex, indices, and commodities, with leverage available.
Yes — fractional shares allow small-scale diversified investing.
Trading and investing carry risks. CFDs are leveraged and can magnify losses. Always assess risk tolerance before investing. This content is informational only.
Based on aggregated user feedback XTB
Generally Positive — valued for low cost and flexibility • ≈ 7,500 Reviews
Users praise XTB for zero-commission trades (within cap), a simple platform, and small-investment accessibility. Common concerns include currency fees, CFD risks, and limited product variety.
Good broker for small investors. I started with €50 and managed a diversified portfolio of ETFs and stocks with minimal cost.
App is easy to use and deposits/withdrawals work smoothly. Wish there were more funds/bonds options though.
Fractional shares and low minimums make XTB flexible and friendly for small budgets.
Bought US stocks — currency conversion fee reduced my profit more than expected.
Good for ETFs or long-term stocks. CFDs feel too risky for me.